An Analysis of the Impact of the Internet on Competition in the Essay

An Analysis of the Impact of the Internet on Competition in the Banking Industry, using Porters Five Forces Model - Essay Example It helps to reduce physical and high operating cost (Johns and Perrott, 2008). For example, Amazon.com use internet that reduces its operating costs, so, it provides books at low costs as compared to large conventional bookstores. Requirement of knowledge: For the banks, large capital is required, but in internet banking, no physical networks are required. Online banking deliver services more economically and speedily. Internet banking changes the rules of competition for small and large banks and minimizes the importance of physical distance and location (Siaw and Yu, 2004). Brand building: Brand building is necessary for products and banking services that are undifferentiated. The internet creates the high-level image of brand that helps to make more informed purchase decisions for customers because they found everything on the web. The internet is helpful to change the balance of power for the customer’s benefits. Customer segmentation: Financial institutions can increase profits through effective customer segmentation. Internet banking is an effective channel for reaching customers. With the help of this, banks can target same customers through internet services (Johns and Perrott, 2008). On the other hand, customers gain more profits from internet banking as compared to traditional banking. So, it is profitable for banks to develop the lucrative market segment, identify profitable internet banking customers and target them. Customer relationship management: In the banking industry, a firm develops new products and other banks copy them quickly, so, customers shift from one bank to another and internet makes it easy for customers. Thus, to differentiate, banks should manage the relationship with customers (Momparler, Climent and Ballester, 2012). Through the internet, bank can provide product information and other services to target customers and maintain relationships with them for long-term profitability. Global market: Internet has

Three Year Degree Exception- Petition Letter Essay Example for Free

Three Year Degree Exception- Petition Letter Essay I am a diligent, hardworking student submitting this petition before you. I wish to pursue my Masters’ in Information Technology in the U.S. and I have the preliminary eligibility of a Bachelors’ from Osmania University in India. I have also a post graduate diploma that I obtained from a professional organization Comp-u-Serve.   Ã‚  Ã‚  Ã‚  Ã‚   In India, a student becomes eligible to apply for his Masters’ soon after he completes the three year rigorous curriculum at Bachelors’ and this is equivalent to the four year degree in the US. I was in the midst of a formal education from Vivekananda School of PG Studies which is a DOEACC – B Level Program,[ equivalent to Master’s In Computer applications on completion ] when I came to the US to take up employment at General Electric, since the prestigious offer was too good an opportunity to miss. I would have completed my Masters’ in India had it not been for the wonderful opportunity to come to the US and I request the authorities to consider the fact that I do have a Bachelors’ in Commerce from a University, a Diploma in Computer Applications and further formal education at Vivekananda School of Post Graduate Studies that gives me an additional 12 semester hours of credit as evaluated by CED Evaluations. The education system in India trains a student adequately to pursue a Masters’ after the three year duration of Bachelors’. The course curriculum and number of hours a student has to put in during his Bachelors’ are designed to suit this purpose. The student gets an all round thorough training in the Major he chooses and there are allied subjects that are given equal importance. Once a student gets his Bachelors’ he is sufficiently equipped to face the challenges in the course of his Masters’, because the three year degree course curriculum is intensive, and calls for an in depth study of the major chosen. It was this University degree of Commerce and the computer skills acquired in the course of my diploma that fetched me an excellent employment opportunity in the US. This stands testimony to the fact that the three year University degree given by an Indian University is as good as the four year degree that makes a student eligible for his Masters’ in the USA.Many deserving students who successfully complete their three year University degree get Campus placements and lucrative employment offers.   Ã‚     Ã‚  Ã‚  I became interested in the field of Finance in my High School which motivated me to get a University Degree in Commerce. However, market research showed a growing demand for computer products and services and hence I decided to pursue a business related to Computer products. Being a Commerce student I wanted to be exposed to Computer Applications first, and that is why I first chose to get a diploma at Comp-u-serve. My motive was to get a systematic training in Information Systems which would enable me to offer unique services and solutions to corporate houses. Hence I decided to take up a job as a Computer Professional to better understand the practical aspects of business. Later, I also joined a Master’s program in Computer Applications to enhance my technical knowledge to the fullest the following are the courses that I studied during my training at Vivekananda.1. IT Tools and Applications.2 Business Systems.3 Programming and Problem Solving through C Language .4 Computer Organisation.5 Structured System Analysis Design.   Ã‚  Ã‚  Ã‚   I passed three of these but I was forced to discontinue my studies because I had to come abroad.   Ã‚  Ã‚  Ã‚   .Now my unfinished education would get fulfillment only by getting admission into a Masters’ program in the US. The Bachelor’s of Commerce in my case is equivalent to Bachelor’s of Business Administration as evaluated by CED Evaluation. I have had good work experience in the field of Technology because I was a system administrator at Wintech Computers for two years, a Client Service Analyst for two years at GE and an IT Consultant for six years at Mascon Global Consulting.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   The Indian system offers a Bachelors’ [a University degree] after three years and that is why I had to take up the three year course. I do have a post graduate diploma in computer applications, a formal education in my regular post Graduate studies in Computer Applications for six months and sufficient related experience. I humbly request you to give weight to these facts and grant me an exception to the four year university degree policy as I have a three year degree. I am confident that I would be able to meet all demands in the course curriculum of my Masters’ in Information Systems., because I have the grounding as well as motivation to complete the course successfully. I have basic exposure to theoretical knowledge of computers, competent and relevant practical experience in the field, and a composite honing of skills and comprehensive knowledge in Computer Applications would only be provided by a Masters’ .I assure you of my eligibility to pursue this and request you to treat my three year University degree in India as the four year eligibility criteria of the US.

Concepts of Logistics in Contemporary Business

Concepts of Logistics in Contemporary Business Introduction Logistics is defined as a business planning framework for the management of material, service, information and capital flows. It includes the increasingly complex information, communication and control systems required in todays business environment. (www.logisticsworld.com) Logistics means having the right thing, at the right place, at the right time. The procurement, maintenance, distribution, and replacement of personnel and materiel. (Websters Dictionary) Distribution and logistics are concerned with product availability. Many have described this as getting the right products to the right place at the Right time. Significance Consumer beliefs and needs have altered. How consumers behave and what we demand have changed. Our willingness to wait to be satisfied has reduced and we expect instant product availability and gratification. It should be obvious from this that the supply or logistics system that gets products from production through retailing to consumption has also had to be transformed. Physical distribution and materials management have been replaced by logistics management and a subsequent concern for the whole supply chain. This consideration for the supply chain as a whole has involved the development of integrated supply chain management. More recently there has been a concern to ensure that channels of distribution and supply chains are both anticipatory (if appropriate) and reacting to consumer demand, at general and detailed segment levels. Background Logistics is the bed rock of trade and business: Without selling and or buying there can be no trade and business. Buying and or selling takes place only when goods are physically moved into and or away from the market. Logistics leads to customer satisfaction through superior customer services. Logistic industry includes a wide range of services and tools for a business to carry on all its operations it includes services like transportation, packaging, ware housing and inventory. In short logistics is most important and primarily necessary for any organisation strategy and its function, when the process of logistics is carried out accurately then not only the company reduces the production cost but also improves the efficiency of the company and increases customer satisfaction. Logistics is very essential for todays highly and competitive corporate world. Literature review Introduction To perform this study further it is necessary to understand how logistics have prevailed todays business from point of origin to point of consumption. This literature review discovers the importance of logistics and its implications in todays global business world. Nobu Azumais Associate Professor in Marketing and Distribution Studies at the School of Business, he emphasizes the importance of the logistics in management studies by employing an interdisciplinary research approach. Concepts of logistics Concept of logistics is fairly new in the business world. Many business practises have evolved and the cost of logistics is 10% to 20 % to total cost of international purchase, there are two main phases which are important in transfer of materials are material management and physical distribution. Material management is timely movement of parts raw materials and supplies by the supplier. Firms finished products reaches to the consumers and termed as physical distribution. Both phases involve process of storage. The main goal of logistics to coordinate all the efforts of the company to maintain a cost effective flow of finished goods. Logistics gained importance Through recent years logistics has gained importance because of the transportation cost grew rapidly due to rise in fuel prices, the activity of production reaching its peak, there was need of fundamental change in inventory, product line was proliferated, due computer technology, growing power of retailers was also a big reason for logistics to grow and due to globalisation and reduction in economic regulation. Due to very sophisticated pass traditional channel of distribution. David Grant says evolving factors that make logistics critical for business success. With a marketing approach to logistics that prioritizes customer satisfaction from a variety of industries to illustrate effective logistics strategies Activities of logistics Logistics involves wide variety of activities and services which makes the working of the company easier and supports customer and satisfaction for both customers and suppliers. Demand forecast is done by logistics. Consumer service. Inventory control. Material handling. Part and service support. Packaging. Procurement. Salvage and scrap disposals. Transportation and trafficking. Planting and warehouse. Storage and order processing. Distribution and communication. Logistical mission Logistics exists to satisfy customer requirements by facilitation relevant manufacturing and marketing operations, it is to balance the service expectation and cost expenditure to achieve business objectives it is basically measure in terms of ; Availability. Operational performance and Service reliability. Objectives of logistics Logistics is a system having number of components which can be combined in different proportions to achieve a set objective. Objectives are physical distribution, physical supply, and controls of the logistics. Ideal logistical system ensures supply to buyers. In correct quantity. At desired location. At required time. At useable condition. At low cost. Logistics is a bed rock for any trade and business Without buying and after buying without selling there can be no trade or business. Buying and selling takes place only where goods are move in or out in the market. If you take away logistics from business the business would eventually collapse. Competitive edge of logistics In the fiercely environment of competition of the world it provides the cutting edge. In the business where the survival of business is controlled by competition where there is no parameter of quality like performance and reliability, where brands are irrelevant, competitive edge is the availability of product and services in terms of time, place and quality. Professor Alan McKinnon is Director of the Logistics Research Centre Alan has undertaken research on many different aspects of logistics has discussed in topics warehousing and the links between logistics and economic development in recent years says that logistics is the foremost and prior requirement for any business to grow and nourish without which a business nor a country can grow. Logistics leads to customer satisfaction Through superior customer services like productivity, quality, cost, delivery, flexibility, safety, health, and environment organisational objectives are framed to meet customer expectations. Logistics supports strong critical functions of operating and marketing Strong and firm logistics enables an organization to move towards just in time production system for survival in highly competitive market. Integrated logistics Logistics is viewed as a competency that links an enterprise with its suppliers and customers. Information about a customer flows through sales activities to forecast and orders. As product and materials are procured a value added service inventory flow is initiated ultimately results in transfer of ownership of finished products to consumers. This type of logistics support system helps an organisation to keep a track on it orders and future supply forecast to meets its customers expectations. In todays era logistics not only plays the role of distribution and transportation but also supports tools like inventory management and just in time inventory, which allows the company access towards its production, surplus and scarcity. Logistics controls and access the Inventory flow Logistics and management is concerned to movement and storage of finished goods and materials from the initial process of purchase. This process adds value to by moving inventory where and when needed. Logistical understandings have four areas. Physical distribution. Manufacturing support. Procurement of resources. Supply chain management. Pietro Evangelista is researcher in logistics and supply chain management at the Naples Institute for Service Industry Research says that The need to improve information exchanged in the supply chain, the desire to increase customer satisfaction and the enlargement of the customer base are the three main enabling inventory factors Logistics involved in supply chain management. Supply chain management : it is the management of networks of inter connected business involved in ultimate provision of the product and services required by the end user consumer. It is management of upstream and downstream linkages, in the different process and activities that produces values in form of services and product in relation with the consumer and supplier to deliver superior customers value at less cost to supply chain on whole. It involves process like: Supply chain planning. Manufacturing. Warehousing and distribution. Delivery and installation after market. Martin Christopher is Emeritus Professor of Marketing and Logistics at Cranfield school of Management. Martin Christophers particular research interests lie at the interface between marketing and logistics reflecting his belief that these two critical activities underpin superior supply chain performance. Logistics creates value for manufacturer and suppliers throughout the world The services in the sector of logistics are the key to in integrating manufacturers forecasting and supply chain management to its suppliers. It helps for the inventory forecast requirement in real time. It enables cost effective and robust supply chain. Reduces inventory and management investment cost. Improves delivery times. Co-ordinate multiple components more effectively. Provide visibility, reporting and control. Reduces high inventory investment. Dr. Yuan Xing The thesis analysed and compared physical distribution service quality (PDSQ) in the online retail market for non-food products between pure player retailers, those that only sell over the Internet and traditional retailers, those that use the Internet to supplement their stores and thus sell through multiple channels. The exploration of PDSQ differences and reasons which caused them from both demand- and supply- side perspectives using in-depth interviews. Logistics transforming business in todays world Logistics in the 21st century touches each and every aspect of the organisations daily operations, and today has grown into business speciality of its own. Logistics is not only about strategic planning and resource management but also how companies go about their day and what impact it has on us. As a business speciality the explosion of globalism has formulated the practice of logistics.

The Inevitability of School Violence: No Need for School Reform Essay

The Inevitability of School Violence: No Need for School Reform â€Å"Guns don’t kill people, people kill people,† I have often heard. We know people kill people. The real issue now is whether or not people can change people. Some are of the opinion that we are capable of doing so; by implementing new reforms and tightening school security, people are, in effect, saying they have the solutions to the problems. The violence of recent school shootings has wrought anxiety and fear in parents, teachers, and administrators across the nation. The massacre of Columbine turned a public school library into a cemetery. The shooting in Oklahoma ripped us from the comfort of a stereotypical and easily recognized threat; now popular straight-A students pull guns without black trench coats. The violence has become unpredictable and, in all cases, extremely frightening. In response to the threat, schools have engaged in extensive prevention programs, often banning book-bags, implementing dress codes, setting up metal detectors, or requiring studen ts to attend anger management classes. Such attempts at reform sound efficient on paper and may to some extent alleviate the anxieties of parents, but they are like storming castle walls with slingshots. The object of reform in this case is not tangible or always plausible. The object of reform is the human heart, the internal person. We need to understand that the problem is bigger than a trench coat or a gun; therefore, dress codes or metal detectors cannot solve it. These reforms are often vain attempts at prevention. They hinder education and provoke students. Policy makers and schools need to be aware that no simple public mandate can suffice as a solution. In response to the massacres, schoo... ...ain—is wider than the sky—†. We cannot implement a reform that will change human nature. There is no dress code that will bring self-esteem to the outcast or humble the popular. There is no metal detector that can sufficiently alert a student population to an angry and violent peer. The problem this nation faces is that of hurting hearts and minds. To present a concrete solution one must have a concrete problem, but this problem is complicated and its factors at times inexplicable. Its enormity resides in human emotion, its source as large as the capacity of the human mind. It is, therefore, as Dickinson aptly put: â€Å"wider than the sky.† Works Cited Mathis, Deborah. â€Å"Schools Fail at Stopping Violence.† The Cincinnati Enquirer 7 December 1999, Final ed./Warren: A3. Miller, Mark. â€Å"The Haunting Memories.† Newsweek 13 December 1999, Final ed./Warren: 75.

Business Administration Essay

1.1 Describe the different features of telephone systems and how to use them Telephone systems have many different functions eg: hold, transfer, ignore and making a call. Thousands of organisations use the telephone system as it is a reliable and easy way to contact clients and fellow colleagues. Putting a call on hold will allow you leave your work space to perhaps collect documents, ask colleagues some questions or find another colleague to deal with the call. Another function of the telephone is transferring calls, if a client calls the reception desk and asks for a colleague then you can transfer the call using the extension number. This is a fast an effective strategy as it allows you to transfer the call straight away, with no interruptions. Furthermore, another function of the telephone is the ability to ignore a call. Ignoring a phone call isn’t professional but sometimes it may occur, a blocked number may call and then you have the choice to either ignore it or answer. 1.2 Give reasons for identifying the purpose of a call before making it Identifying the purpose of the call allows you to prepare yourself before the call. Knowing and planning what you are going to say is an excellent strategy to have. Writing down all of the facts and having the right phone number to call is essential, being confident and knowing the purpose of the phone call is a great way to show that you are professional. If you don’t prepare yourself before a phone call it can come across unprofessional, saying words such as ‘erm’ and ‘like’ shows the recipient that you are unsure of the points you are trying to get across. 1.3 Describe different ways of obtaining the names and numbers of people that need to be contacted There are many different ways to obtain personal information such as the name of a client or their phone number. In working situations you can ask your Manager, HR, phone directory or even email the client. Human Resources will usually have a phone book or a business card holder that could have the clients name and number. Also your Manager should have a list of clients that they associate with, they can give you the name of the person you are trying to contact and a number. Furthermore, you can look in your organisations phone directory, they should have the client’s details in there, along with an email address or a phone number. 1.4 Describe how to use a telephone system to make contact with people inside and outside an 0rganisation Telephone systems are a great way for colleagues to communicate during working hours. Colleagues are able to transfer and divert calls to each other, or even take messages for each other. Also, it is a quick and easy way to get hold of other colleagues/people. Furthermore, you are able to contact clients and potential business partners via phone, it is a simple and effective manner of contacting someone that is virtually hassle free. If you try to call the client/colleague and they don’t answer, you can always leave a voice mail with them so they can contact you later on in the day/at a later date. 1.5 Explain the purpose of giving a positive image of self and own organisation It is important to present a positive image of you and your organisation to influence people in taking you seriously. This attracts the best workforce when employment opportunities arise in the organisation and the best clients when attracting business. All this translates into better returns and a higher profitability for the organisation. You are expected to present a positive image of yourself and your organisation because you will be able to: listen to and absorb the information that others are giving you, ask questions, when necessary, provide information to other people clearly and accurately, contribute to and allow others to contribute to, discussions, select and read written information that contains the information you need, communicate well in writing, establish good working relationships with other people. 1.6 Explain the purpose of summarising the outcomes of a telephone conversation before ending the call It is important to summarise the outcomes of a telephone conversation so that both parties agree on what has been said and there are no confusions, objectives are clean and the information is fresh in the mind for both parties to write down or relay to another call. You cannot see the recipient’s reactions during the conversation so a verbal confirmation of the outcomes is an essential way to know whether or not someone has misunderstood or has any qualms. 1.7 Describe how to identify problems and who to refer them to When a call comes into the office always take a name (full name if possible and preferably) and the company they are calling from, try and obtain from the caller either what the problem is. Pass the message along to relevant staff and see what information can be found to resolve the problem. If this is not possible try and locate a member of staff who can help from the information obtained from the caller eg: If there is a payment problem then transfer the phone call to Lauren, she will be able to help the caller with the problem. 1.8 Describe organisation structures and communication channels within an organisation Staff have a role, shared decision making, specialisation is possible. 1. Decisions pass down formal channels from managers to staff members. 2. Information flows up formal channels from staff to managers. 3. Entrepreneurial – decisions are made centrally 4. Matrix – staff with specific skills join project teams, each individual has a responsibility. 5. Independent – seen in professions where organisations provide support systems and little else Channels of communication- communication in organisations follow paths or channels. Communication between managers and subordinates is known as  vertical communication this is because the information flows up or down the hierarchy. Channels between departments or functions involve lateral communication. As well as formal channels of communication, information also passes through an organisation informally. Communication is not complete until feedback has been received. 1.1 Describe how to follow organisational procedures when making a telephone call Always introduce yourself including name and company you are calling from, if prior know request to talk to the member of staff/department you are calling for. If not explain why you are calling and request help on locating staff that can help. When connected have questions ready or know exactly what information is required. At end summarise call and recap information to check accuracy. 1.2 Explain how to report telephone system faults Being as exact as possible will help the fault be restored asap. Take notes such as; when did the problem first occur, how frequent is it happening, what conditions are occurring, can you restart or reset the equipment ect. Then once you have made a note of these problems/answers you can inform a member of staff of the fault and try contacting service providers for assistance.

Understanding German Synonyms

Understanding German Synonyms This is a Thesaurus, not a dictionary! As in English, German words often have more than one meaning or take on a different meaning in various contexts.  For example, the German adjective  bà ¶se  can mean all of the following: angry, mad, mean, bad, evil, naughty, wicked, nasty, terrible. The German synonyms listed under   bà ¶se  may or may not carry the same meaning as well. In fact, most linguists claim there is no such thing as a true synonym because no two words can mean precisely the same thing. Terms listed as slang (sl.) or vulgar (vul.) should only be used if you really know what youre doing. Otherwise, you run the risk of just sounding stupid ( blà ¶d) and foolish (lcherlich).   Abbreviations:  adj.  (adjective),  adv.  (adverb),  sl.  (slang),  n.  (noun),  pl.  (plural),  v.  (verb),  vul.(vulgar)Noun genders  are indicated by r  (der, masc.),  e  (die, fem.),  s  (das, neu.) Items are listed alphabetically by their basic German terms (e.g.,  sprechen  under S or  gut  under G). A akzeptieren  v.   See  annehmen  below. annehmen  v.  Ã‚   adoptieren, akzeptieren, bejahen, billigen, entgegennehmen, gelten lassen, gutheißen, hinnehmen, nehmen auch  adv.  Ã‚   auch noch, desgleichen, dit(t)o, ebenfalls, ebenso, gleichfalls, gleichermaßen, noch dazu, noch obendrein B bà ¶se  adj./adv.  Ã‚   bà ¶sartig, boshaft, bà ¶swillig, heimtà ¼ckisch, schdlich, schlecht, schlimm, teuflisch, à ¼bel, ungut, verrgert, verletzend, verleumderisch, unerfreulich, weh bunt  adj./adv.  Ã‚   farbenfroh, farbig, farbenprchtig, gefrbt, grell, kaleidoskopisch, koloriert, kunterbunt, mehrfarbig, polychrom, vielfarbig D Danke,  danken  Ã‚   See:  10 Ways to Say Thank You in German denken  v.  Ã‚   glauben, halten von, meinen, nachdenken à ¼ber, à ¼berlegen, sich vorstellen umm  adj./adv.  Ã‚   aus Dummsdorf (sl.), beknackt (sl.), benommen, benebelt, bescheuert, blà ¶d, dmlich, deppert / teppert (S. Ger., Austria), doof, dumm wie Bohnenstroh, dà ¼mmer als die Polizei erlaubt, hirnlos, idiotisch, lcherlich, saublà ¶d, saudumm, schwach im Kopf, schwachkà ¶pfig, sinnlos, stockdumm, unintelligent r Dummkopf  n.   Ã‚   e/r Blà ¶de, r Blà ¶dmann, r Depp (S. Ger., Austria), r Doofi (sl.), r Doofmann, e/r Dumme, e (blà ¶de) Gans, r Idiot, kein großes Licht, r Narr, r Tor.  Ã‚   Also see  Versager. dunkel  adj.  Ã‚   abendlich, beschattet, dmmerig, dà ¼ster, finster, lichtlos, obskur, schattenhaft, schwarz, stockfinster, trà ¼be E einsam  adj./adv.  Ã‚   allein, leer, à ¶de, verlassen F fahren  v.  Ã‚   abfahren, befahren, bereisen, sich bewegen, dahinfahren, durchreisen, fliegen, fliessen, fà ¼hren, gehen, gleiten, kommen, losfahren, losgehen, pendeln, eine Reise machen, reisen, segeln, vergehen (Zeit), wandern, wegfahren, weggehen, weiterbefà ¶rdern, (viele Kilometer) zurà ¼cklegen freundlich  adj./adv.   Ã‚   angenehm, freundlicherweise, freundschaftlich, lieb, liebenswà ¼rdig, nett, sà ¼ÃƒÅ¸ froh  adj./adv.   Ã‚   See  glà ¼cklich  below. G gehen  v.  Ã‚   See  fahren  above. glà ¼cklich  adj./adv.  Ã‚   amà ¼siert, entzà ¼ckt, erfreulich, erfreulicherweise, erfreut, erleichtert, freudig, froh, frà ¶hlich, gelungen, gutmà ¼tig, gut gelaunt, heiter, hocherfreut, ohne Sorgen, selig, sorglos, unbekà ¼mmert, vergnà ¼gt, zufrieden groß  adj./adv.  Ã‚   ausgedehnt, bedeutend, betrchtlich, dick, enorm, erwachsen, gewaltig, gigantisch, großartig, hoch, immens, kolossal, krftig, lang, mchtig, riesig, total, umfangreich, unendlich, unermesslich, ungeheuer, weitreichend, wichtig gut  adj./adv.  Ã‚   angenehm, anstndig, artig, ausgezeichnet, brav, erfreulich, erfreulicherweise, geil (sl.), herrlich, klasse, lieb, OK, ordentlich, positiv, prima, schà ¶n, spitze, tadellos, toll H hsslich  adj./adv.  Ã‚   entsetzlich, gemein, grauenhaft, scheußlich, schrecklich, à ¼bel, unangenehm, unschà ¶n, wenig attraktiv heiß/warm  adj.  Ã‚   brennend, flammend, glà ¼hend, hitzig, schwà ¼l, siedend, sommerlich, tropisch warm  also has the meaning of queer, gay, or homosexual:  ein warmer Bruder a gay man; do not confuse the adjectives  schwà ¼l  (humid) and   schwul  (gay, homosexual). I intelligent  adj./adv.  Ã‚   aufmerksam, begabt, clever, einsichtig, gebildet, genial, gerissen, gescheit, geschickt, gewitzt, hell, klug, klugerweise, kultiviert, raffiniert, scharf, scharfsinnig, schlau, sinnvoll, vernà ¼nftig, unschicklich, vernà ¼nftig, weise J jetzt  adv.  Ã‚   eben, gerade, gleich, heutzutage, im Moment, nun, soeben, sofort, zur Zeit K kalt  adj.  Ã‚  Ã‚  temperature:  bitterkalt, eisig, eiskalt, frieren, frigid, frostig, gefroren, kà ¼hl, ungeheizt, verfroren  Ã‚  Ã‚  klirrende Klte  bitter cold  Ã‚  Ã‚  attitude:  bedenkenlos, bissig, bitter, entmenscht, erbarmungslos, frostig, gnadenlos, hart, insensibel, kà ¼hl, mitleidlos klar  adj.  Ã‚   deutlich, durchsichtig, eindeutig, evident, glasklar, hell, lesbar, luzid, markant, offenbar, przis, rein, sachlich, selbstverstndlich, sonnig, transparent, unmissverstndlich, unzweideutig, verstehbar e Kleidung  n.  Ã‚   e Bekleidung, e Klamotten (pl.,  sl.), e Kleider (pl.), e Tracht, e Wsche klein  adj./adv.  Ã‚   bescheiden, bisschen, diminutiv, dà ¼nn, fein, gering, geringfà ¼gig, gnomenhaft, Klein- (Kleinauto, Kleinasien, Kleingeld, usw.), im Kleinen, kleinbà ¼rgerlich, kleinlich, klitzeklein, kurz, in Miniatur, Mini- (Minibar, usw.), Miniatur- (Miniaturausgabe, usw.), minimal, minuzià ¶s, nicht groß, niedrig, schmal, schwach, sekundr, unwichtig, winzig, zwergenhaft klug  adj./adv.  Ã‚   See  intelligent. kommen  v.  Ã‚   anfahren, angefahren kommen, ankommen, erreichen, fahren, hereinkommen, mitkommen L leicht  adj./adv.  Ã‚   einfach, kinderleicht, nicht schwer, nicht streng, sparsam lustig  adj./adv.  Ã‚   amà ¼sant, amà ¼sierend, amà ¼siert, belustigt, heiter, humoristisch, komisch (Caution! also means odd or strange), spaßhaft, spaßig, spielerisch, ulkig, vergnà ¼glich, witzig, zum Lachen